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u s savings and loan crisis of the 1980 s

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... on this ethical issue. The Co-op and Triodos, select their customers in strict requirements, which kick away applicants from unethical business, for example, related to environmental impact or weaponry. It would prevent other customers to have their money used for supporting disreputable activities. For the reputation, their number of customers and savings increased (3 billion and 62 million) since 1995. It proves that positive attitudes toward financial issues are still the best choices for investment, as it treats human as human, not as the amount of funds invested. Such practice should always be encouraged in any institutions
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Financial Innovation and Minimum ...

... to, according to a set of moral, social or environmental values on top of the normal financial criteria. Some ethical lenders will provide loans to people and businesses that would not be able to get them from orthodox banks. And a few, which are not strictly banks but which do provide loans and savings, put social values above financial ones, so do not seek to make a profit at all.
The UK's only two avowedly ethical banks are the Co-op, whose ethical policy defines types of borrower it will not lend to; and Triodos, which selects borrowers who make a positive social or ...

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